{"id":908,"date":"2026-07-30T07:36:17","date_gmt":"2026-07-30T07:36:17","guid":{"rendered":"https:\/\/www.ingstart.com\/blog\/en\/?p=908"},"modified":"2026-08-05T09:33:34","modified_gmt":"2026-08-05T09:33:34","slug":"%e7%be%8e%e5%9c%8b%e5%85%ac%e5%8f%b8%e9%8a%80%e8%a1%8c%e8%b3%ac%e6%88%b6%e9%96%8b%e6%88%b6%e6%8c%87%e5%8d%97%ef%bc%9a%e5%ae%8c%e6%95%b4%e6%b5%81%e7%a8%8b%e3%80%81%e6%89%80%e9%9c%80%e6%96%87%e4%bb%b6","status":"publish","type":"post","link":"https:\/\/www.ingstart.com\/blog\/en\/zh\/%e7%be%8e%e5%9c%8b%e5%85%ac%e5%8f%b8%e9%8a%80%e8%a1%8c%e8%b3%ac%e6%88%b6%e9%96%8b%e6%88%b6%e6%8c%87%e5%8d%97%ef%bc%9a%e5%ae%8c%e6%95%b4%e6%b5%81%e7%a8%8b%e3%80%81%e6%89%80%e9%9c%80%e6%96%87%e4%bb%b6\/","title":{"rendered":"\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u958b\u6236\u6307\u5357\uff1a\u5b8c\u6574\u6d41\u7a0b\u3001\u6240\u9700\u6587\u4ef6\u3001\u9280\u884c\u9078\u64c7\u8207\u6ce8\u610f\u4e8b\u9805"},"content":{"rendered":"<h1>\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u958b\u6236\u6307\u5357\uff1a\u5b8c\u6574\u6d41\u7a0b\u3001\u6240\u9700\u6587\u4ef6\u3001\u9280\u884c\u9078\u64c7\u8207\u6ce8\u610f\u4e8b\u9805<\/h1>\n<p 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data-end=\"620\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236<\/strong>\u53ef\u80fd\u6703\u611f\u5230\u964c\u751f\u3002\u7531\u65bc\u4e0d\u540c\u9280\u884c\u6709\u4e0d\u540c\u7684\u958b\u6236\u8981\u6c42\u3001\u5be9\u6838\u6d41\u7a0b\u4ee5\u53ca\u653f\u7b56\uff0c\u56e0\u6b64\u63d0\u524d\u4e86\u89e3\u6240\u9700\u6587\u4ef6\u548c\u7533\u8acb\u6b65\u9a5f\uff0c\u53ef\u4ee5\u8b93\u6574\u500b\u958b\u6236\u904e\u7a0b\u66f4\u52a0\u9806\u5229\u3002<\/p>\n<p data-start=\"684\" data-end=\"737\">\u672c\u6587\u5c07\u4ecb\u7d39\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u6240\u9700\u8cc7\u6599\u3001\u958b\u6236\u6d41\u7a0b\u3001\u6ce8\u610f\u4e8b\u9805\u4ee5\u53ca\u5e38\u898b\u9280\u884c\u9078\u64c7\uff0c\u5e6b\u52a9\u6d77\u5916\u4f01\u696d\u4e3b\u66f4\u5168\u9762\u4e86\u89e3\u76f8\u95dc\u8981\u6c42\u3002<\/p>\n<h2 data-section-id=\"t6dml8\" data-start=\"744\" data-end=\"759\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u6240\u9700\u8cc7\u6599<\/h2>\n<p data-start=\"761\" data-end=\"821\">\u5728\u7533\u8acb<strong data-start=\"764\" data-end=\"776\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236<\/strong>\u4e4b\u524d\uff0c\u4f01\u696d\u9700\u8981\u6e96\u5099\u76f8\u95dc\u6587\u4ef6\u3002\u4e00\u822c\u800c\u8a00\uff0c\u9280\u884c\u6703\u5be9\u6838\u516c\u53f8\u7684\u57fa\u672c\u8cc7\u6599\u3001\u80a1\u6771\u4fe1\u606f\u4ee5\u53ca\u8eab\u4efd\u8b49\u660e\u6587\u4ef6\u3002<\/p>\n<p data-start=\"823\" data-end=\"850\">\u56e0\u6b64\uff0c\u63d0\u524d\u6e96\u5099\u5b8c\u6574\u8cc7\u6599\uff0c\u53ef\u4ee5\u6709\u6548\u6e1b\u5c11\u7533\u8acb\u904e\u7a0b\u4e2d\u7684\u554f\u984c\u3002<\/p>\n<p data-start=\"852\" data-end=\"863\">\u4ee5\u4e0b\u662f\u5e38\u898b\u7684\u958b\u6236\u6587\u4ef6\uff1a<\/p>\n<h3 data-section-id=\"19sceq5\" data-start=\"865\" data-end=\"881\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u958b\u6236\u6587\u4ef6<\/h3>\n<p data-start=\"883\" data-end=\"898\"><strong data-start=\"883\" data-end=\"898\">1. \u7f8e\u570b\u516c\u53f8\u8a3b\u518a\u6587\u4ef6<\/strong><\/p>\n<p data-start=\"900\" data-end=\"993\">\u9996\u5148\uff0c\u4f01\u696d\u9700\u8981\u63d0\u4f9b\u516c\u53f8\u8a3b\u518a\u76f8\u95dc\u6587\u4ef6\uff0c\u4f8b\u5982\u516c\u53f8\u8a3b\u518a\u8b49\u66f8\uff08Certificate of Formation \u6216 Certificate of Incorporation\uff09\u4ee5\u53ca\u516c\u53f8\u7ae0\u7a0b\u7b49\u8cc7\u6599\u3002<\/p>\n<p data-start=\"995\" data-end=\"1017\">\u9019\u4e9b\u6587\u4ef6\u53ef\u4ee5\u5e6b\u52a9\u9280\u884c\u78ba\u8a8d\u516c\u53f8\u7684\u5408\u6cd5\u6210\u7acb\u72c0\u614b\u3002<\/p>\n<p data-start=\"1019\" data-end=\"1033\"><strong data-start=\"1019\" data-end=\"1033\">2. \u8463\u4e8b\u53ca\u80a1\u6771\u8cc7\u6599<\/strong><\/p>\n<p data-start=\"1035\" data-end=\"1071\">\u6b64\u5916\uff0c\u9280\u884c\u901a\u5e38\u9700\u8981\u4f01\u696d\u63d0\u4f9b\u8463\u4e8b\u53ca\u80a1\u6771\u4fe1\u606f\uff0c\u5305\u62ec\u516c\u53f8\u6240\u6709\u6b0a\u7d50\u69cb\u7b49\u76f8\u95dc\u8cc7\u6599\u3002<\/p>\n<p data-start=\"1073\" data-end=\"1095\">\u9019\u6709\u52a9\u65bc\u9280\u884c\u78ba\u8a8d\u516c\u53f8\u7684\u5be6\u969b\u63a7\u5236\u4eba\u53ca\u7ba1\u7406\u4eba\u54e1\u3002<\/p>\n<p data-start=\"1097\" data-end=\"1115\"><strong data-start=\"1097\" data-end=\"1115\">3. \u7f8e\u570b\u806f\u90a6\u7a05\u865f\uff08<a href=\"https:\/\/www.irs.gov\/\">EIN<\/a>\uff09<\/strong><\/p>\n<p data-start=\"1117\" data-end=\"1153\">\u4f01\u696d\u9084\u9700\u8981\u63d0\u4f9b\u7f8e\u570b\u806f\u90a6\u7a05\u865f\uff0c\u4e5f\u5c31\u662f\u7531\u7f8e\u570b\u570b\u7a05\u5c40\uff08<a href=\"https:\/\/www.irs.gov\/\">IRS<\/a>\uff09\u7c3d\u767c\u7684 EIN\u3002<\/p>\n<p data-start=\"1155\" data-end=\"1184\">EIN \u662f\u7f8e\u570b\u516c\u53f8\u9032\u884c\u9280\u884c\u958b\u6236\u53ca\u7a05\u52d9\u76f8\u95dc\u4e8b\u52d9\u6642\u7684\u91cd\u8981\u8cc7\u6599\u3002<\/p>\n<p data-start=\"1186\" data-end=\"1206\"><strong data-start=\"1186\" data-end=\"1206\">4. \u9280\u884c\u5099\u6848\u8cc7\u6599\u53ca\u516c\u53f8\u8a73\u7d30\u4fe1\u606f<\/strong><\/p>\n<p data-start=\"1208\" data-end=\"1246\">\u9664\u4e86\u516c\u53f8\u8a3b\u518a\u6587\u4ef6\u5916\uff0c\u7533\u8acb\u4eba\u9084\u9700\u8981\u63d0\u4f9b\u9280\u884c\u8981\u6c42\u7684\u5099\u6848\u8cc7\u6599\uff0c\u4ee5\u53ca\u516c\u53f8\u7684\u8a73\u7d30\u4fe1\u606f\u3002<\/p>\n<p data-start=\"1248\" data-end=\"1269\">\u4f8b\u5982\u516c\u53f8\u540d\u7a31\u3001\u516c\u53f8\u5730\u5740\u4ee5\u53ca\u57fa\u672c\u696d\u52d9\u8cc7\u6599\u7b49\u3002<\/p>\n<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"0\" data-end=\"16\"><strong data-start=\"0\" data-end=\"16\">5. \u9280\u884c\u5099\u6848\u4eba\u7c3d\u540d\u6587\u4ef6<\/strong><\/p>\n<p data-start=\"18\" data-end=\"52\">\u53e6\u5916\uff0c\u8ca0\u8cac\u7ba1\u7406\u9280\u884c\u8cec\u6236\u7684\u4eba\u54e1\u53ef\u80fd\u9700\u8981\u5728\u9280\u884c\u63d0\u4f9b\u7684\u76f8\u95dc\u6587\u4ef6\u4e0a\u89aa\u7b46\u7c3d\u540d\u3002<\/p>\n<p data-start=\"54\" data-end=\"82\">\u9280\u884c\u6703\u901a\u904e\u7c3d\u540d\u6587\u4ef6\u78ba\u8a8d\u7533\u8acb\u4eba\u7684\u8eab\u4efd\uff0c\u4e26\u5b8c\u6210\u5f8c\u7e8c\u5be9\u6838\u6d41\u7a0b\u3002<\/p>\n<p data-start=\"84\" data-end=\"97\"><strong data-start=\"84\" data-end=\"97\">6. \u8eab\u4efd\u8b49\u660e\u6587\u4ef6<\/strong><\/p>\n<p data-start=\"99\" data-end=\"138\">\u6b64\u5916\uff0c\u9280\u884c\u53ef\u80fd\u6703\u8981\u6c42\u63d0\u4f9b\u9280\u884c\u5099\u6848\u4eba\u7684\u8eab\u4efd\u8b49\u660e\u6587\u4ef6\uff0c\u4f8b\u5982\u8b77\u7167\u6216\u5176\u4ed6\u6709\u6548\u8eab\u4efd\u8b49\u660e\u3002<\/p>\n<p data-start=\"140\" data-end=\"161\">\u9019\u4e9b\u8cc7\u6599\u4e3b\u8981\u7528\u65bc\u78ba\u8a8d\u8cec\u6236\u7533\u8acb\u4eba\u7684\u8eab\u4efd\u4fe1\u606f\u3002<\/p>\n<p data-start=\"163\" data-end=\"177\"><strong data-start=\"163\" data-end=\"177\">7. \u984d\u5916\u5dde\u767b\u8a18\u8981\u6c42<\/strong><\/p>\n<p data-start=\"179\" data-end=\"203\">\u6700\u5f8c\uff0c\u4f01\u696d\u9700\u8981\u6ce8\u610f\u4e0d\u540c\u5dde\u53ef\u80fd\u5b58\u5728\u4e0d\u540c\u7684\u958b\u6236\u8981\u6c42\u3002<\/p>\n<p data-start=\"205\" data-end=\"276\">\u4f8b\u5982\uff0c\u5982\u679c\u4e00\u5bb6\u5728\u5176\u4ed6\u5dde\u8a3b\u518a\u7684\u516c\u53f8\u5e0c\u671b\u5728\u52a0\u5dde\u958b\u8a2d\u9280\u884c\u8cec\u6236\uff0c\u53ef\u80fd\u9700\u8981\u5148\u5b8c\u6210\u52a0\u5dde\u767b\u8a18\u3002\u5c0d\u65bc <a href=\"https:\/\/www.ingstart.com\/blog\/en\/zh\/%e9%9d%9e%e7%be%8e%e5%9c%8b%e5%b1%85%e6%b0%91%e8%a8%bb%e5%86%8a-llc-%e5%ae%8c%e6%95%b4%e6%8c%87%e5%8d%97%ef%bc%9a%e6%b5%b7%e5%a4%96%e5%89%b5%e6%a5%ad%e8%80%85%e6%88%90%e7%ab%8b%e7%be%8e%e5%9c%8b\/\">LLC \u516c\u53f8<\/a>\uff0c\u90e8\u5206\u7f8e\u570b\u9280\u884c\u4e5f\u53ef\u80fd\u8981\u6c42\u63d0\u4f9b\u76f8\u95dc\u5dde\u767b\u8a18\u8cc7\u6599\u3002<\/p>\n<p data-start=\"278\" data-end=\"381\">\u5c0d\u65bc\u6d77\u5916\u4f01\u696d\u4e3b\u800c\u8a00\uff0c\u63d0\u524d\u6e96\u5099\u5b8c\u6574\u7684\u516c\u53f8\u6587\u4ef6\uff0c\u53ef\u4ee5\u8b93<strong data-start=\"303\" data-end=\"315\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236<\/strong>\u958b\u6236\u6d41\u7a0b\u66f4\u52a0\u9806\u5229\u3002\u5982\u679c\u60a8\u540c\u6642\u9700\u8981\u8a3b\u518a\u7f8e\u570b\u516c\u53f8\uff0c<a href=\"https:\/\/www.ingstart.com\/en\">Ingstart<\/a> \u53ef\u4ee5\u5354\u52a9\u6e96\u5099\u76f8\u95dc\u516c\u53f8\u6587\u4ef6\uff0c\u4e26\u70ba\u6d77\u5916\u4f01\u696d\u4e3b\u63d0\u4f9b\u516c\u53f8\u8a2d\u7acb\u53ca\u76f8\u95dc\u670d\u52d9\u652f\u6301\u3002<\/p>\n<h2 data-section-id=\"1k786wg\" data-start=\"388\" data-end=\"402\">\u5982\u4f55\u958b\u8a2d\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236<\/h2>\n<p data-start=\"404\" data-end=\"463\">\u958b\u8a2d<strong data-start=\"406\" data-end=\"418\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236<\/strong>\u901a\u5e38\u9700\u8981\u7d93\u904e\u5e7e\u500b\u4e3b\u8981\u6b65\u9a5f\u3002\u56e0\u6b64\uff0c\u5728\u7533\u8acb\u4e4b\u524d\u4e86\u89e3\u6d41\u7a0b\u4e26\u6e96\u5099\u597d\u76f8\u95dc\u8cc7\u6599\uff0c\u53ef\u4ee5\u6709\u6548\u63d0\u9ad8\u958b\u6236\u6548\u7387\u3002<\/p>\n<h3 data-section-id=\"1ns25lb\" data-start=\"465\" data-end=\"486\">\u7b2c\u4e00\u6b65\uff1a\u6e96\u5099\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u6240\u9700\u6587\u4ef6<\/h3>\n<p data-start=\"488\" data-end=\"509\">\u5728\u63d0\u4ea4\u958b\u6236\u7533\u8acb\u4e4b\u524d\uff0c\u4f01\u696d\u9700\u8981\u6e96\u5099\u5b8c\u6574\u6587\u4ef6\u3002<\/p>\n<p data-start=\"511\" data-end=\"518\">\u4e00\u822c\u9700\u8981\u63d0\u4f9b\uff1a<\/p>\n<ul data-start=\"520\" data-end=\"580\">\n<li data-section-id=\"q890l8\" data-start=\"520\" data-end=\"528\">\u516c\u53f8\u8a3b\u518a\u6587\u4ef6<\/li>\n<li data-section-id=\"1fde7pg\" data-start=\"529\" 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data-end=\"862\">\u806f\u7e6b\u65b9\u5f0f<\/li>\n<\/ul>\n<p data-start=\"864\" data-end=\"890\">\u5982\u679c\u8cc7\u6599\u767c\u751f\u8b8a\u66f4\uff0c\u4f01\u696d\u61c9\u53ca\u6642\u901a\u77e5\u9280\u884c\u4e26\u66f4\u65b0\u8cec\u6236\u4fe1\u606f\u3002<\/p>\n<p data-start=\"892\" data-end=\"917\">\u540c\u6642\uff0c\u516c\u53f8\u4e5f\u61c9\u4fdd\u5b58\u8207\u9280\u884c\u8cec\u6236\u76f8\u95dc\u7684\u91cd\u8981\u6587\u4ef6\uff0c\u5305\u62ec\uff1a<\/p>\n<ul data-start=\"919\" data-end=\"947\">\n<li data-section-id=\"3acv4z\" data-start=\"919\" data-end=\"925\">\u8cec\u6236\u6587\u4ef6<\/li>\n<li data-section-id=\"2z9rte\" data-start=\"926\" data-end=\"933\">\u9280\u884c\u6708\u7d50\u55ae<\/li>\n<li data-section-id=\"1s7b2gz\" data-start=\"934\" data-end=\"940\">\u4ea4\u6613\u8a18\u9304<\/li>\n<li data-section-id=\"1q0gyr1\" data-start=\"941\" data-end=\"947\">\u516c\u53f8\u6587\u4ef6<\/li>\n<\/ul>\n<p data-start=\"949\" data-end=\"982\">\u9019\u4e9b\u8cc7\u6599\u53ef\u4ee5\u5e6b\u52a9\u4f01\u696d\u66f4\u6709\u6548\u7ba1\u7406\u8cec\u6236\uff0c\u4e5f\u65b9\u4fbf\u65e5\u5f8c\u67e5\u8a62\u53ca\u8655\u7406\u76f8\u95dc\u4e8b\u52d9\u3002<\/p>\n<h2 data-section-id=\"o4nlox\" data-start=\"989\" data-end=\"1007\">\u5e38\u898b\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u958b\u6236\u9280\u884c\u4ecb\u7d39<\/h2>\n<p data-start=\"1009\" data-end=\"1043\">\u5728\u9078\u64c7<strong data-start=\"1012\" data-end=\"1024\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236<\/strong>\u6642\uff0c\u4f01\u696d\u53ef\u4ee5\u6839\u64da\u81ea\u8eab\u9700\u6c42\u9078\u64c7\u4e0d\u540c\u9280\u884c\u3002<\/p>\n<p data-start=\"1045\" data-end=\"1096\">\u7531\u65bc\u6bcf\u5bb6\u9280\u884c\u63d0\u4f9b\u7684\u670d\u52d9\u4ee5\u53ca\u958b\u6236\u8981\u6c42\u6709\u6240\u4e0d\u540c\uff0c\u56e0\u6b64\u4e86\u89e3\u5e38\u898b\u9280\u884c\u7684\u57fa\u672c\u60c5\u6cc1\uff0c\u53ef\u4ee5\u5e6b\u52a9\u4f01\u696d\u4f5c\u51fa\u66f4\u5408\u9069\u7684\u9078\u64c7\u3002<\/p>\n<p data-start=\"1098\" data-end=\"1113\">\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u898b\u7684\u7f8e\u570b\u5546\u696d\u9280\u884c\uff1a<\/p>\n<p data-start=\"1098\" data-end=\"1113\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-915\" src=\"https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/07\/a39f9de1531696269d1053b1085c0ff.jpg\" alt=\"Popular US banks for business accounts comparison chart | Chase, BoA, Wells Fargo, Citibank, US Bank business banking features, fees and requirements\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/07\/a39f9de1531696269d1053b1085c0ff.jpg 1536w, https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/07\/a39f9de1531696269d1053b1085c0ff-300x200.jpg 300w, https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/07\/a39f9de1531696269d1053b1085c0ff-1024x683.jpg 1024w, https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/07\/a39f9de1531696269d1053b1085c0ff-768x512.jpg 768w\" sizes=\"auto, (max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<h3 class=\"PDq2pG_selectionAnchorContainer\" data-section-id=\"1og1n79\" data-start=\"0\" data-end=\"17\"><a href=\"https:\/\/www.citi.com\/\">\u82b1\u65d7\u9280\u884c<\/a>\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u958b\u6236<\/h3>\n<p data-start=\"19\" data-end=\"83\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Citigroup<\/span><\/span> \u662f\u7f8e\u570b\u5176\u4e2d\u4e00\u5bb6\u5927\u578b\u91d1\u878d\u6a5f\u69cb\uff0c\u64c1\u6709\u60a0\u4e45\u7684\u9280\u884c\u670d\u52d9\u6b77\u53f2\u3002<\/p>\n<p data-start=\"85\" data-end=\"151\">\u82b1\u65d7\u9280\u884c\u5728\u591a\u500b\u570b\u5bb6\u53ca\u5730\u5340\u63d0\u4f9b\u91d1\u878d\u670d\u52d9\uff0c\u4e26\u670d\u52d9\u5927\u91cf\u5168\u7403\u5ba2\u6236\u3002\u6b64\u5916\uff0c\u82b1\u65d7\u9280\u884c\u4e5f\u63d0\u4f9b\u4f01\u696d\u9280\u884c\u76f8\u95dc\u670d\u52d9\uff0c\u53ef\u4ee5\u6eff\u8db3\u4e0d\u540c\u516c\u53f8\u7684\u65e5\u5e38\u8cc7\u91d1\u7ba1\u7406\u9700\u6c42\u3002<\/p>\n<p data-start=\"153\" data-end=\"204\">\u5c0d\u65bc\u5e0c\u671b\u9078\u64c7\u50b3\u7d71\u7f8e\u570b\u9280\u884c\u670d\u52d9\u7684\u4f01\u696d\u800c\u8a00\uff0c\u82b1\u65d7\u9280\u884c\u53ef\u4ee5\u4f5c\u70ba\u958b\u8a2d<strong data-start=\"183\" data-end=\"195\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236<\/strong>\u6642\u8003\u616e\u7684\u9078\u9805\u4e4b\u4e00\u3002<\/p>\n<h3 data-section-id=\"1cry46\" data-start=\"211\" data-end=\"228\"><a href=\"https:\/\/www.bankofamerica.com\/\">\u7f8e\u570b\u9280\u884c<\/a>\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u958b\u6236<\/h3>\n<p data-start=\"230\" data-end=\"282\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Bank of America<\/span><\/span> \u662f\u7f8e\u570b\u5176\u4e2d\u4e00\u5bb6\u5927\u578b\u91d1\u878d\u6a5f\u69cb\u3002<\/p>\n<p data-start=\"284\" data-end=\"319\">\u7f8e\u570b\u9280\u884c\u63d0\u4f9b\u591a\u7a2e\u91d1\u878d\u670d\u52d9\uff0c\u5305\u62ec\u5546\u696d\u9280\u884c\u670d\u52d9\u3001\u8ca1\u5bcc\u7ba1\u7406\u4ee5\u53ca\u6295\u8cc7\u9280\u884c\u670d\u52d9\u3002<\/p>\n<p data-start=\"321\" data-end=\"369\">\u540c\u6642\uff0c\u4f5c\u70ba\u7f8e\u570b\u4e3b\u8981\u9280\u884c\u4e4b\u4e00\uff0c\u7f8e\u570b\u9280\u884c\u4e5f\u70ba\u4e0d\u540c\u985e\u578b\u4f01\u696d\u63d0\u4f9b\u5546\u696d\u8cec\u6236\u670d\u52d9\uff0c\u5354\u52a9\u4f01\u696d\u9032\u884c\u65e5\u5e38\u8ca1\u52d9\u7ba1\u7406\u3002<\/p>\n<h3 data-section-id=\"1tqbjpu\" data-start=\"376\" data-end=\"393\"><a href=\"https:\/\/www.jpmorganchase.com\/\">\u6469\u6839\u5927\u901a<\/a>\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u958b\u6236<\/h3>\n<p data-start=\"395\" data-end=\"447\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">JPMorgan Chase<\/span><\/span> \u662f\u5168\u7403\u5927\u578b\u91d1\u878d\u670d\u52d9\u96c6\u5718\u4e4b\u4e00\u3002<\/p>\n<p data-start=\"449\" data-end=\"507\">\u8a72\u516c\u53f8\u7e3d\u90e8\u4f4d\u65bc\u7f8e\u570b\u7d10\u7d04\uff0c\u696d\u52d9\u904d\u53ca\u591a\u500b\u570b\u5bb6\u53ca\u5730\u5340\u3002\u6b64\u5916\uff0c\u5176\u670d\u52d9\u7bc4\u570d\u5305\u62ec\u6295\u8cc7\u9280\u884c\u3001\u652f\u4ed8\u670d\u52d9\u3001\u5546\u696d\u9280\u884c\u4ee5\u53ca\u500b\u4eba\u9280\u884c\u670d\u52d9\u7b49\u3002<\/p>\n<p data-start=\"509\" data-end=\"555\">\u56e0\u6b64\uff0c\u5c0d\u65bc\u9700\u8981\u7a69\u5b9a\u9280\u884c\u670d\u52d9\u7684\u4f01\u696d\u800c\u8a00\uff0c\u6469\u6839\u5927\u901a\u4e5f\u662f\u958b\u8a2d<strong data-start=\"536\" data-end=\"548\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236<\/strong>\u6642\u5e38\u898b\u7684\u9078\u64c7\u3002<\/p>\n<h3 data-section-id=\"1fwiuk2\" data-start=\"562\" data-end=\"579\"><a href=\"https:\/\/www.ingstart.com\/blog\/en\/answers\/what-are-the-requirements-to-open-an-east-west-bank-business-account\/\">\u83ef\u7f8e\u9280\u884c<\/a>\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u958b\u6236<\/h3>\n<p data-start=\"581\" data-end=\"636\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">East West Bank<\/span><\/span> \u662f\u4e00\u5bb6\u7e3d\u90e8\u4f4d\u65bc\u7f8e\u570b\u52a0\u5dde\u7684\u5546\u696d\u9280\u884c\u3002<\/p>\n<p data-start=\"638\" data-end=\"686\">\u8a72\u9280\u884c\u4e3b\u8981\u70ba\u4f01\u696d\u53ca\u500b\u4eba\u63d0\u4f9b\u91d1\u878d\u670d\u52d9\u3002\u6b64\u5916\uff0c\u83ef\u7f8e\u9280\u884c\u5728\u670d\u52d9\u570b\u969b\u5ba2\u6236\u4ee5\u53ca\u8de8\u5883\u4f01\u696d\u65b9\u9762\u4e5f\u5177\u6709\u4e00\u5b9a\u7d93\u9a57\u3002<\/p>\n<p data-start=\"688\" data-end=\"738\">\u5c0d\u65bc\u9700\u8981\u7f8e\u570b\u9280\u884c\u670d\u52d9\u7684\u6d77\u5916\u4f01\u696d\u4e3b\u800c\u8a00\uff0c\u83ef\u7f8e\u9280\u884c\u53ef\u4ee5\u4f5c\u70ba\u958b\u8a2d<strong data-start=\"717\" data-end=\"729\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236<\/strong>\u6642\u8003\u616e\u7684\u9280\u884c\u4e4b\u4e00\u3002<\/p>\n<h3 data-section-id=\"1dplm0\" data-start=\"745\" data-end=\"762\"><a href=\"https:\/\/www.cathaybank.com\/\">\u570b\u6cf0\u9280\u884c<\/a>\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u958b\u6236<\/h3>\n<p data-start=\"764\" data-end=\"832\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Cathay Bank<\/span><\/span> \u6210\u7acb\u65bc 1962 \u5e74\uff0c\u662f\u4e00\u5bb6\u5728\u7f8e\u570b\u5177\u6709\u4e00\u5b9a\u77e5\u540d\u5ea6\u7684\u5546\u696d\u9280\u884c\u3002<\/p>\n<p data-start=\"834\" data-end=\"863\">\u570b\u6cf0\u9280\u884c\u4e3b\u8981\u63d0\u4f9b\u5546\u696d\u9280\u884c\u670d\u52d9\u3001\u5546\u696d\u878d\u8cc7\u4ee5\u53ca\u570b\u969b\u9280\u884c\u670d\u52d9\u7b49\u3002<\/p>\n<p data-start=\"865\" data-end=\"936\">\u76ee\u524d\uff0c\u570b\u6cf0\u9280\u884c\u5728\u7f8e\u570b\u591a\u500b\u5730\u5340\u8a2d\u6709\u5206\u884c\uff0c\u540c\u6642\u4e5f\u63d0\u4f9b\u570b\u969b\u76f8\u95dc\u670d\u52d9\u3002\u56e0\u6b64\uff0c\u5c0d\u65bc\u5e0c\u671b\u5c0b\u627e\u719f\u6089\u570b\u969b\u5ba2\u6236\u9700\u6c42\u9280\u884c\u7684\u6d77\u5916\u4f01\u696d\u800c\u8a00\uff0c\u570b\u6cf0\u9280\u884c\u4e5f\u662f\u5176\u4e2d\u4e00\u500b\u9078\u64c7\u3002<\/p>\n<h2 data-section-id=\"yhquug\" data-start=\"943\" data-end=\"947\">\u7d50\u8a9e<\/h2>\n<p data-start=\"949\" data-end=\"980\">\u958b\u8a2d<strong data-start=\"951\" data-end=\"963\">\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236<\/strong>\u662f\u6d77\u5916\u4f01\u696d\u9032\u5165\u7f8e\u570b\u5e02\u5834\u7684\u91cd\u8981\u4e00\u6b65\u3002<\/p>\n<p data-start=\"982\" data-end=\"1050\">\u9996\u5148\uff0c\u4f01\u696d\u9700\u8981\u6e96\u5099\u5b8c\u6574\u7684\u958b\u6236\u6587\u4ef6\uff0c\u5305\u62ec\u516c\u53f8\u8a3b\u518a\u8cc7\u6599\u3001EIN \u4ee5\u53ca\u8eab\u4efd\u8b49\u660e\u6587\u4ef6\u3002\u7136\u5f8c\uff0c\u4f01\u696d\u9700\u8981\u9078\u64c7\u5408\u9069\u7684\u9280\u884c\uff0c\u4e26\u6309\u7167\u9280\u884c\u8981\u6c42\u5b8c\u6210\u7533\u8acb\u6d41\u7a0b\u3002<\/p>\n<p data-start=\"1052\" data-end=\"1095\">\u6b64\u5916\uff0c\u5728\u6210\u529f\u958b\u8a2d\u8cec\u6236\u5f8c\uff0c\u4f01\u696d\u4e5f\u9700\u8981\u6ce8\u610f\u5408\u898f\u8981\u6c42\uff0c\u53ca\u6642\u66f4\u65b0\u516c\u53f8\u8cc7\u6599\uff0c\u4e26\u4fdd\u5b58\u76f8\u95dc\u4ea4\u6613\u8a18\u9304\u3002<\/p>\n<p data-start=\"1097\" data-end=\"1161\" data-is-last-node=\"\" data-is-only-node=\"\">\u7e3d\u800c\u8a00\u4e4b\uff0c\u63d0\u524d\u4e86\u89e3\u7f8e\u570b\u516c\u53f8\u9280\u884c\u8cec\u6236\u7684\u958b\u6236\u8981\u6c42\u3001\u6d41\u7a0b\u4ee5\u53ca\u6ce8\u610f\u4e8b\u9805\uff0c\u53ef\u4ee5\u5e6b\u52a9\u6d77\u5916\u4f01\u696d\u4e3b\u66f4\u6709\u6548\u7387\u5730\u5b8c\u6210\u958b\u6236\uff0c\u4e26\u66f4\u597d\u5730\u652f\u6301\u7f8e\u570b\u696d\u52d9\u767c\u5c55\u3002<\/p>\n<h2 data-section-id=\"91ltmv\" data-start=\"2350\" data-end=\"2399\"><a style=\"font-size: 16px; background-color: #ffffff;\" href=\"https:\/\/www.ingstart.com\/en\/customer\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-558\" src=\"https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/07\/25571fb37434cfca2bb0a61b7bf3ba8.png\" alt=\"\" width=\"800\" height=\"188\" srcset=\"https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/07\/25571fb37434cfca2bb0a61b7bf3ba8.png 800w, 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