{"id":1206,"date":"2026-08-14T05:39:26","date_gmt":"2026-08-14T05:39:26","guid":{"rendered":"https:\/\/www.ingstart.com\/blog\/en\/?p=1206"},"modified":"2026-08-14T07:21:01","modified_gmt":"2026-08-14T07:21:01","slug":"us-bank-accounts-1","status":"publish","type":"post","link":"https:\/\/www.ingstart.com\/blog\/en\/zh\/us-bank-accounts-1\/","title":{"rendered":"\u7f8e\u570b\u9280\u884c\u6236\u53e32026\u6307\u5357\uff1a\u9059\u8ddd\u958b\u8a2d\u500b\u4eba\u53ca\u5546\u696d\u9280\u884c\u6236\u53e3\u5b8c\u6574\u653b\u7565"},"content":{"rendered":"<h1>\u7f8e\u570b\u9280\u884c\u6236\u53e32026\u6307\u5357\uff1a\u9059\u8ddd\u958b\u8a2d\u500b\u4eba\u53ca\u5546\u696d\u9280\u884c\u6236\u53e3\u5b8c\u6574\u653b\u7565<\/h1>\n<h2>\u7f8e\u570b\u9280\u884c\u6236\u53e3\u6982\u89bd<\/h2>\n<p class=\"isSelectedEnd\"><a 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href=\"https:\/\/www.irs.gov\/\">\u50f1\u4e3b\u8b58\u5225\u865f\u78bc\uff08EIN\uff09<\/a>\u4ea6\u53ef\u80fd\u662f\u958b\u8a2d\u9280\u884c\u6236\u53e3\u53ca\u8655\u7406\u5176\u4ed6\u5546\u696d\u4e8b\u9805\u6642\u9700\u8981\u7684\u8cc7\u6599\u3002<\/p>\n<h3>Mercury\u5546\u696d\u6236\u53e3<\/h3>\n<p class=\"isSelectedEnd\">Mercury\u662f\u4e00\u500b\u8f03\u77e5\u540d\u7684\u7f8e\u570b\u4f01\u696d\u7db2\u4e0a\u9280\u884c\u5e73\u53f0\u3002\u7531\u65bc\u5176\u7db2\u4e0a\u7533\u8acb\u65b9\u5f0f\u8f03\u65b9\u4fbf\uff0c\u56e0\u6b64\u9069\u5408\u5e0c\u671b\u4ee5\u9059\u8ddd\u65b9\u5f0f\u7ba1\u7406\u9280\u884c\u670d\u52d9\u7684\u4f01\u696d\u3002\u6b64\u5916\uff0cMercury\u53ef\u4ee5\u7528\u65bc\u8de8\u5883\u96fb\u5546\u3001\u570b\u969b\u8cbf\u6613\u53ca\u90e8\u5206\u65b0\u6210\u7acb\u7684\u7f8e\u570b\u516c\u53f8\uff0c\u5c24\u5176\u9069\u5408\u4e3b\u8981\u9700\u8981\u57fa\u672c\u5546\u696d\u6536\u4ed8\u6b3e\u670d\u52d9\u7684\u4f01\u696d\u3002<\/p>\n<p 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class=\"isSelectedEnd\"><strong>\u9069\u5408\u4f01\u696d\uff1a<\/strong> \u521d\u5275\u4f01\u696d\u3001\u4f4e\u4ea4\u6613\u91cf\u4f01\u696d\uff0c\u4ee5\u53ca\u4e3b\u8981\u9700\u8981\u57fa\u672c\u6536\u4ed8\u6b3e\u670d\u52d9\u7684\u7f8e\u570b\u516c\u53f8\u3002<\/p>\n<h3>\u6771\u897f\u5cb8\u9280\u884c\u5546\u696d\u6236\u53e3<\/h3>\n<p class=\"isSelectedEnd\">\u6771\u897f\u5cb8\u9280\u884c\u662f\u50b3\u7d71\u9280\u884c\u4e4b\u4e00\uff0c\u5c0d\u570b\u969b\u4f01\u696d\u800c\u8a00\u53ef\u4ee5\u662f\u4e00\u500b\u9078\u64c7\u3002\u4f8b\u5982\uff0c\u6d89\u53ca\u8de8\u5883\u8cbf\u6613\u7684\u4f01\u696d\uff0c\u5982\u679c\u6bd4\u8f03\u91cd\u8996\u9280\u884c\u652f\u63f4\u53ca\u5ba2\u6236\u670d\u52d9\uff0c\u53ef\u4ee5\u8003\u616e\u9019\u985e\u50b3\u7d71\u9280\u884c\u670d\u52d9\u3002<\/p>\n<p class=\"isSelectedEnd\"><strong>\u9069\u5408\u4f01\u696d\uff1a<\/strong> 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href=\"https:\/\/www.ingstart.com\/blog\/en\/zh\/jpmorgan-chase-business-account-1\/\">\u6469\u6839\u5927\u901a\u5546\u696d\u6236\u53e3<\/a><\/h3>\n<p class=\"isSelectedEnd\">\u6469\u6839\u5927\u901a\u63d0\u4f9b\u9069\u5408\u4e0d\u540c\u4f01\u696d\u9700\u6c42\u7684\u5546\u696d\u9280\u884c\u670d\u52d9\u3002\u5c0d\u65bc\u91d1\u878d\u9700\u6c42\u8f03\u8907\u96dc\u7684\u516c\u53f8\uff0c\u5176\u5927\u578b\u9280\u884c\u5e73\u53f0\u53ca\u5e02\u5834\u77e5\u540d\u5ea6\u53ef\u4ee5\u63d0\u4f9b\u4e00\u5b9a\u4fbf\u5229\u3002\u6b64\u5916\uff0c\u5982\u679c\u4f01\u696d\u6d89\u53ca\u6295\u8cc7\u67b6\u69cb\u3001\u8f03\u5927\u984d\u4ea4\u6613\uff0c\u6216\u9700\u8981\u8207\u6295\u8cc7\u8005\u53ca\u91d1\u878d\u6a5f\u69cb\u5408\u4f5c\uff0c\u6469\u6839\u5927\u901a\u4e5f\u53ef\u4ee5\u7d0d\u5165\u8003\u616e\u3002<\/p>\n<p class=\"isSelectedEnd\"><strong>\u9069\u5408\u4f01\u696d\uff1a<\/strong> 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src=\"https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-2026\u5e748\u670813\u65e5-17_13_16.png\" alt=\"US Bank Accounts 2026 infographic for remote personal and business banking, comparison chart of top US banks, tips on account selection, laptop and mobile online banking interface with New York city skyline background\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-2026\u5e748\u670813\u65e5-17_13_16.png 1536w, https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-2026\u5e748\u670813\u65e5-17_13_16-300x200.png 300w, https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-2026\u5e748\u670813\u65e5-17_13_16-1024x683.png 1024w, https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-2026\u5e748\u670813\u65e5-17_13_16-768x512.png 768w\" sizes=\"auto, (max-width: 1536px) 100vw, 1536px\" 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class=\"isSelectedEnd\">\u9078\u64c7<strong>\u7f8e\u570b\u9280\u884c\u6236\u53e3<\/strong>\u4e3b\u8981\u53d6\u6c7a\u65bc\u4f60\u7684\u4f7f\u7528\u76ee\u7684\u3001\u4ea4\u6613\u9700\u6c42\u53ca\u9577\u671f\u898f\u5283\u3002\u56e0\u6b64\uff0c\u8207\u5176\u55ae\u7d14\u9078\u64c7\u6700\u5927\u7684\u9280\u884c\uff0c\u4e0d\u5982\u6839\u64da\u5be6\u969b\u7528\u9014\u4f5c\u51fa\u6c7a\u5b9a\u3002<\/p>\n<h3>\u500b\u4eba\u7528\u9014<\/h3>\n<ul data-spread=\"false\">\n<li>\u5982\u679c\u4f60\u9700\u8981\u65e5\u5e38\u5c0f\u984d\u4ed8\u6b3e\u3001\u7c21\u55ae\u4f7f\u7528\u65b9\u5f0f\u53ca\u7a69\u5b9a\u7684\u6236\u53e3\u7ba1\u7406\uff0c\u53ef\u4ee5\u8003\u616e\u6771\u897f\u5cb8\u9280\u884c\u6216\u570b\u6cf0\u9280\u884c\u3002<\/li>\n<li>\u5982\u679c\u4e3b\u8981\u9700\u6c42\u662f\u6d77\u5916\u6295\u8cc7\u3001\u8f03\u5927\u984d\u8cc7\u91d1\u53ca\u8cc7\u7522\u914d\u7f6e\uff0c\u6469\u6839\u5927\u901a\u53ef\u4ee5\u4f5c\u70ba\u5176\u4e2d\u4e00\u500b\u9078\u64c7\u3002<\/li>\n<li>\u5982\u679c\u4f60\u8a08\u5283\u524d\u5f80\u6216\u5c45\u4f4f\u5728\u7f8e\u570b\uff0c\u800c\u4e14\u9700\u8981\u4f7f\u7528\u5be6\u9ad4\u5206\u884c\u670d\u52d9\uff0c\u5247\u53ef\u4ee5\u8003\u616e\u7f8e\u570b\u9280\u884c\u6216BMO\u3002<\/li>\n<\/ul>\n<h3>\u5546\u696d\u7528\u9014<\/h3>\n<ul 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