Ingstart<\/strong><\/a> currently supports remote assistance for selected US Bank Accounts, covering both personal and business accounts. In addition, these options include major traditional banks and compliant online banking providers.<\/p>\n Personal accounts are suitable for personal cross-border payments, overseas investment, study-related needs, content creator income, and freelance payments. As a result, they are often the first step for individuals entering international markets.<\/p>\n East West Bank is one of the traditional US banks that can be suitable for international customers, especially those who prefer services that are easier to understand. In addition, it offers personal banking services for everyday payments and long-term account use.<\/p>\n Suitable for:<\/strong> First-time users, daily small-value payments, study-related needs, and long-term account use.<\/p>\n Cathay Bank also focuses on serving customers with international backgrounds. Moreover, it provides stable personal banking services and can be suitable for customers who need an account for regular personal use. However, it may be better suited to stable and lower-frequency transactions rather than frequent large transfers.<\/p>\n Suitable for: Conservative personal users, overseas asset holding, and low-frequency cross-border payments.<\/p>\n JPMorgan Chase is one of the largest traditional banks in the United States. As a result, its strong reputation makes it suitable for customers who need a major US bank for overseas investment, larger funds, or asset management. However, its compliance and risk controls are generally more structured. Therefore, customers should make sure their account activity matches their stated purpose.<\/p>\n Suitable for: Overseas investors, larger funds, asset allocation, and users seeking a major US bank account.<\/p>\n BMO is a long-established North American bank with a strong presence in the US and Canada. In general, its personal accounts can be suitable for customers who prefer stable, long-term banking services and do not need frequent transactions.<\/p>\n Suitable for: Long-term account holding, low-frequency use, and stable asset management.<\/p>\n Bank of America is one of the major commercial banks in the United States, with a large branch network across the country. Therefore, it can be a practical choice for people who plan to visit or live in the US and need access to physical banking services. In addition, branch access can be useful for handling certain banking matters in person.<\/p>\n Suitable for: Customers planning to visit the US, everyday US payments, and users who need a traditional bank with physical branches.<\/p>\n Business US Bank Accounts are suitable for US LLCs<\/a> and corporations, cross-border e-commerce businesses, international trading companies, consulting businesses, and overseas entrepreneurs. For businesses operating in the US, an Employer Identification Number (EIN)<\/a> may also be required for banking and other business activities.<\/p>\n Mercury is a well-known online banking platform for US businesses. Because of this, its online application process makes it suitable for businesses that prefer remote banking services. In addition, it can be used by cross-border e-commerce businesses, international traders, and small US companies<\/a> that mainly need basic business payment services.<\/p>\n Suitable for: Cross-border e-commerce, international trading businesses, and newly formed US LLCs.<\/p>\n Aspire is a lightweight online business banking option. In particular, it focuses on small and growing businesses that need basic payment and account services.<\/p>\n Therefore, it can be suitable for companies with simple operations and relatively low transaction volumes.<\/p>\n Suitable for: Startups, low-volume businesses, and US companies that mainly need basic payment services.<\/p>\n East West Bank is a traditional bank that can be suitable for international businesses. For example, its business banking services can work well for companies involved in cross-border trade and businesses that value accessible customer support.<\/p>\n Suitable for: International businesses, cross-border trading companies, and businesses that prefer more support during account use.<\/p>\n Cathay Bank provides traditional business banking services and can be suitable for companies with stable business operations. In addition, businesses that maintain clear records and regular transactions may find it suitable for long-term use.<\/p>\n Suitable for: Regularly operating businesses and companies engaged in long-term international trade.<\/p>\n JPMorgan Chase provides business banking services for companies with more complex financial needs. Furthermore, its strong reputation can be useful for investment structures, larger transactions, and companies working with investors or financial institutions.<\/p>\n Suitable for: Investment-backed businesses, investment structures, and companies with larger international transactions.<\/p>\n BMO is another established North American bank that offers business banking services. Likewise, it can be suitable for companies that prefer to maintain a business account for long-term operations and relatively stable transaction activity.<\/p>\n Suitable for: Businesses seeking long-term account use, lower-frequency payments, and stable operations.<\/p>\n![\"\"](\"https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/07\/25571fb37434cfca2bb0a61b7bf3ba8.png\")
<\/a><\/h2>\nPersonal US Bank Accounts<\/h3>\n
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Business US Bank Accounts<\/h3>\n
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Personal US Bank Accounts and Suitable Uses<\/h2>\n
East West Bank Personal Account<\/h3>\n
Cathay Bank Personal Account<\/h3>\n
JPMorgan Chase Personal Account<\/h3>\n
BMO Personal Account<\/h3>\n
Bank of America Personal Account<\/h3>\n
Business US Bank Accounts and Suitable Uses<\/h2>\n
Mercury Business Account<\/h3>\n
Aspire Business Account<\/h3>\n
East West Bank Business Account<\/h3>\n
Cathay Bank Business Account<\/h3>\n
JPMorgan Chase Business Account<\/a><\/h3>\n
BMO Business Account<\/h3>\n
![\"US](\"https:\/\/www.ingstart.com\/blog\/en\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-2026\u5e748\u670813\u65e5-17_13_16.png\")
<\/p>\nUS Bank Accounts Comparison<\/h2>\n